Uninsured and Underinsured Coverage Issues

Kansas and Missouri Auto Accident Lawyer

When you are struck by another vehicle in a collision, the first avenue in the pursuit of damages is a claim against the other driver’s liability insurance coverage. In many cases, their policy may be inadequate to fully cover your medical bills and losses. Michael R. Lawless, P. A., Attorney at Law has the firm grasp of insurance coverage issues and the knowledge of personal injury laws in both Kansas and Missouri to capture the maximum compensation available.

Answers to Your Questions: 913-681-5566, 816-966-0099, or 1-800-734-3771

We vigorously pursue damages on behalf of car accident injury victims and surviving family members in fatal auto accidents. Based in Lenexa, Kansas, we serve the greater Kansas City area and adjoining counties. We will be glad to answer your insurance coverage questions and discuss your rights in a free initial consultation.

Uninsured Motorist / Underinsured Motorist

Both Kansas and Missouri require drivers to carry at least $25,000 in liability insurance coverage to pay for other people’s injuries if they are at fault in a crash. In several scenarios, however, we may have to pursue claims through your own Uninsured Motorist/Underinsured Motorist (UM/UIM) policy:

(1) The other driver has no insurance, despite the law
(2) The driver carries only the minimum coverage, but your medical treatment exceeds that amount
(3) The driver who hit you leaves the scene and cannot be identified

27 Years of Personal Injury Experience

Insurance companies must sometimes be compelled to pay on the UM/UIM policy. Mike Lawless is an experienced negotiator and skilled trial lawyer who will pursue every avenue to make sure his clients obtain the maximum damages, from any combination of sources.

For example, our firm recently represented a client who suffered serious injuries in a head-on collision on I-35 near Liberty, Missouri. Unfortunately, the defendant’s policy provided only $50,000 in liability coverage Fortunately, we were able to secure an additional $75,000 in coverage under the client’s underinsured policy.

Contact Michael R. Lawless, P.A., Attorney at Law about your auto accident. We will be glad to address your uninsured motorist coverage issues in a free initial consultation.